S-15c · Enforce MFA on the medewerker (Keycloak) realm (#158)

Closes #132.

Staff logins (behandel + beheer portals) now need a second factor; the citizen realms are unchanged.

**How:** every seeded medewerker carries a TOTP credential, which activates Keycloak's stock *conditional OTP* step in both the browser flow and the direct grant — no custom browser-flow JSON in the export. `CONFIGURE_TOTP` is a default required action so a medewerker added later must enrol first. ADR-0031 records the choice and, explicitly, that the shared fixture secret is a demo posture only.

**Tests (red first, 30c5279):**
- `check_realms.py` asserts the medewerker password-only grant is **refused**, then that password + TOTP succeeds and still carries the `behandelaar` role. It failed with `[MFA NOT ENFORCED]` against the old export.
- The three medewerker e2e logins move to `loginMedewerker()` (`tests/e2e/medewerker-login.ts`), which submits Keycloak's OTP prompt. Both TOTP implementations (Python `hmac`, Node `crypto`) are ~6 lines of RFC 6238 — no new dependency.

Verified locally against Keycloak 26.1: password-only → `invalid_grant`, password + code → 200, and the browser flow's `#otp` prompt accepts a computed code and issues an auth code.

## Definition of Done
- [x] Failing test/verify committed first; implementation makes it pass.
- [x] Conventional Commits referencing the issue (`refs #132`).
- [ ] CI green (verify-stack compose smoke + relevant checks).
- [x] `docker compose up` reaches green health within 3 minutes (Keycloak change is import-time only).
- [x] Docs touched (runbook, synthetic-data, demo-script) + ADR-0031 + demo note.
- [x] Closed by the merging PR (`closes #132`).

🤖 Generated with [Claude Code](https://claude.com/claude-code)Reviewed-on: #158

tests/e2e/registration.spec.ts

@@ -1,4 +1,5 @@
 import { expect, request, test } from '@playwright/test';
+import { loginMedewerker } from './medewerker-login';
 
 // Walking-skeleton happy path (S-08d + S-09 + S-09b + S-12 + S-10a + S-19b-2): a zorgprofessional
 // logs in via mock DigiD and submits through the self-service portal → BFF → domain; the entry
@@ -76,9 +77,8 @@ test('DigiD submit → public INGEDIEND → documenten → behandelaar goedkeurt
   // — the S-12 flow that replaces the temporary admin endpoint. The staff tab switches to the
   // medewerker realm (a different Keycloak realm than the citizen's digid session).
   await staff.goto('http://behandel/');
-  await staff.locator('#username').fill('merel-behandelaar');
-  await staff.locator('#password').fill('test123');
-  await staff.locator('#kc-login').click();
+  // That realm enforces MFA (S-15c), so the behandelaar logs in with password + TOTP.
+  await loginMedewerker(staff, 'merel-behandelaar');
 
   await expect(staff.getByRole('heading', { name: /Werkbak/i })).toBeVisible();